Others see loss. We see prevention.


As leaders in commercial property insurance, our risk engineering approach helps you see what others don’t. And together, we can protect your business in ways others can’t.

The leading choice for commercial property loss prevention

Nearly 200 years ago, we were founded on the idea that most loss is preventable. Today our suite of commercial property insurance offerings helps protect the world’s leading businesses against risk, and are united by a focus on:

  • Protection engineered with scientific expertise

    With engineering at the centre of our risk management, we combine data-backed insights and science to pioneer innovative risk management solutions that help to ensure your business’s continuity.

  • Partnership strengthened by mutual goals

    Our lasting partnerships are based on a mutual goal—your success. We work in lockstep with you to build a deep understanding of your unique insurance needs and business ambitions, so that you always know you have a trusted partner who’s by your side.

  • Progress backed by financial strength

    Resilience and forward-thinking are key to your business’s future. Our proven property insurance expertise, financial stability and unwavering dedication to your success creates an impact that goes beyond the bottom line, it generates a business and world that can thrive.

It’s more than property insurance

We serve many of the world’s largest organisations, including one in four Fortune 500 companies that operate across a variety of industries. We’ve helped our clients strengthen their businesses—and, in turn, their goals and communities. At FM, we see what others don’t, so that we can protect businesses in ways others can’t.

  • Saavi Energia

    “Our partnership is an important part of our growth journey. When we acquire a new asset, we know we have a trusted advisor in the due diligence process. It becomes a competitive advantage on all fronts.”

    —Chief executive officer at Saavi

  • Coca-Cola Consolidated

    “With [FM], we have an excellent relationship around engineering, underwriting, claims, and overall risk management. It's important for our whole company, and for the 60 million consumers who expect Coke to be on the store shelf whenever they need it.”

    —Vice president of risk management, Coca-Cola Consolidated

  • Arthrex

    "We’ve worked with [FM] for a long time, and we take their risk improvement recommendations very seriously. I think following their recommendations is the reason why we came through the storm unscathed.”

    —Director of environmental health and safety at Arthrex

  • B. Braun

    "With FM, we have more than a supplier of insurance—we're working with a true partner on a project level to find solutions."

    —Managing director of B. Braun Medical International S.L.

  • Protect your purpose

    With nearly 200 years of experience in property loss prevention, we are relentlessly committed to protecting our clients’ most valued assets. Backed by scientific and engineering expertise, enduring partnerships, and a mutual commitment to loss prevention, we create stronger futures for our clients, partners, and communities globally.

Let's create a stronger future, together.

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