Our engineering approach

Property Insurance Solutions to Prevent Losses


We believe most losses are preventable. Our mission is to reduce their frequency and impact by analysing large loss events and sharing these insights with you. 

Our innovative approach to property insurance is driven by strong partnerships and a shared commitment to preventing losses. By placing engineering at the heart of our risk management, we leverage data-backed insights to create cutting-edge insurance solutions that protect your company’s property and purpose. 

Reducing Your Property Risk

At FM, you gain access to a team of scientists, technicians, and over 2,000 engineers from 14 countries. While big risks are getting more sophisticated, we're getting smarter. Reducing risk starts with identification, beginning with a client site visit. Our account and field engineers work to understand key property hazards at your facilities and work with you to find practical, cost-efficient solutions.

For more information on FM’s research expertise, contact your client service team member, or email us at research@fmglobal.com.

  • FM Research Campus

    Our exclusive FM Research Campus offers unparalleled research capabilities. In our state-of-the-art labs, scientists simulate hazards like five-alarm fires and category five hurricanes to help you understand their potential impact on your facilities.

    Learn about the Research Campus
  • Research methods

    Our researchers use theoretical, computational and experimental research methods to study not just what has happened, but what could happen. These methods have led to some of the most critical breakthroughs in loss prevention engineering. 

    Learn how we conduct research
  • Research technical reports

    Wish you could witness our state-of-the-art scientific and engineering research firsthand? Research Technical Reports are the next best thing. Download these property loss prevention findings, including a select number of reports that we make publicly available.

    Explore our reports
  • Standards and certifications

    When your standards for property loss prevention services are high, it’s a lot easier to be resilient. Through FM Data Sheets we’re committed to improving those standards—not just for our clients’ businesses, but for the public good. 

    Learn more
  • International codes and standards

    Our International Codes and Standards (IC&S) team is made up of experienced professionals based in both developed and emerging markets. It is dedicated to a singular purpose to strengthen building codes and standards for the benefit of our clients. IC&S engages with government authorities, research institutions and advocacy groups to promote, codify and implement safer standards—particularly for fire protection. 

    Learn more