Nearly two centuries ago, a small group of mill owners revolutionised property insurance by taking loss prevention into their own hands. Today, FM is an innovative leader in risk management, offering specialised lines of business to meet every need.
Industry pioneers with an engineering approach, we develop innovative technologies that deliver tailored insurance solutions. Collaborating closely with partners worldwide, we transform unique insights into actionable strategies across six distinct lines of business. These strategies are crucial in protecting our clients’ businesses so they can confidently focus on achieving their long-term goals.
Our blend of experience, expertise, and empathy enables us to go beyond insurance to foster lasting partnerships. Since 1885, we've merged with like-minded companies and invested in state-of-the-art research, risk management tools, and forward-thinking solutions.
This commitment helps our clients identify, prepare for, and mitigate risks before they become problems. No matter your size or industry, FM has a business line to meet your needs. Let's protect your purpose together.
As a client-owned mutual, our focus is commercial property insurance. At FM, we engineer solutions for your unique needs, managing risk through a comprehensive membership experience that values long-term security over short-term gains—because we all benefit from preventing loss.
FM Affiliated provides tailored commercial property insurance solutions that empower brokers to be the experts their clients need. While engineering and underwriting set us apart, our large capacity and consistent coverage underpin lasting partnerships.
Our mission is to certify products that will perform when it matters most while improving loss prevention practices throughout the industry. Contact the FM Approvals team today, and let's raise industry standards together.
FM Boiler Re provides seamless reinsurance coverage and tailored solutions that help partners address complex equipment challenges.
FM Cargo helps companies remain competitive in today's global economy through tailored solutions that protect their supply chains. Whether shipping by land, air, or sea, our comprehensive coverage protects our clients' goods until they arrive safely.
With our unparalleled research and engineering expertise, we provide the insight and guidance that give energy leaders confidence as they encounter a rapidly changing industry.
