When you choose FM, you're not just choosing a policy, you're choosing a partnership—aligning your resilience with our success. As a client-owned mutual, we prioritise your long-term security over short-term gains. With our investment in research and proven risk management strategies, we engineer tailored solutions that address your unique needs, offering you a comprehensive membership experience that drives business continuity and financial stability.
The FM Advantage™ All-Risk Policy provides you with unrivalled benefits, such as loss of income protection following a disaster, risk engineering advice, and sustainability support. There's a good reason this industry standard is used by one in four Fortune 500 companies.
The Climate Resilience Product Suite helps you identify and mitigate the risks of an ever-changing climate. This suite of research-based risk management tools includes the Climate Change Impact Report, Climate Risk Report, Climate Reporting Aid, Resilience Credit, and Resilience Index.
This two-part flexible coverage helps you reduce your exposure to property risk while allowing you to increase your environmental responsibility.
A captive can be a rewarding alternative if you have a long-term view of property loss prevention and are willing to share some risk.
If you’re not ready to fully commit to a captive, this is an easy and affordable way to enjoy the benefits without the upfront costs and capital investment.
