You shouldn’t have to choose between resilience and sustainability. We don’t ask you to.
Sustainability Select coverage lets you reduce your exposure to property risk, natural or otherwise. And we help you be more environmentally responsible in mitigating that risk. This flexible coverage has two parts, detailed below. Purchase them together or on a location-by-location basis—whichever suits your needs.
Risk improvement coverage
No other insurer lets you transfer some of the risk, after a loss, for improving risk quality at the location where the loss occurred. The recommendations in FM Property Loss Prevention Data Sheets guide you in meeting this higher standard of loss prevention as you recover from a loss, when you must make a financial investment anyway.
Green coverage
Every loss is an opportunity to come back stronger. Green coverage lets you upgrade physically damaged portions of a facility using green materials and practices, as defined by any recognized green rating system.
Helping you maintain business continuity has been our mission since 1835. We extend our loss prevention philosophy to all aspects of our own business, and are equally committed to investing in our communities and making a sustainable difference to the environment. Resilience is responsible.
Get an insurance policy based on engineering and research, not just on actuarial formulas.
Choose whichever business interruption coverage best meets your needs, and choose it after a loss occurs, once all the impacts are known.
Good project planning, and the right insurance coverage, can help you minimize risk during new construction or renovation.
