Nearly two centuries ago, a small group of mill owners revolutionized property insurance by taking loss prevention into their own hands. Today, FM is a leader in risk management serving many of the world’s largest organizations, including one in four Fortune 500 companies that operate across a variety of industries.
With engineering at the center of our risk management, our nearly 2000 boots-on-the-ground engineers gather insights and develop innovative technologies along with our global research center. This helps us to identify the hazards, natural or man-made, that our clients face and predict the likelihood of exposure. We can then deliver them tailored solutions and actionable strategies across our six distinct lines of business. All to keep our clients ahead of risk and their businesses growing.
Our blend of experience, expertise, and empathy enables us to go beyond insurance to build lasting partnerships. As a mutual, our success is our clients’ success, strengthening our bonds and supporting each other’s growth. Our shared belief that most loss is preventable helps our clients identify, prepare for, and mitigate risks to create long-term resilience.
Resilience and forward thinking are key to the strength and future of your business. Working together, we can set the stage for opportunity and progress, protecting today for a better tomorrow.
As a client-owned mutual, our focus is commercial property insurance. At FM, we engineer solutions for your unique needs, managing risk through a comprehensive membership experience that values long-term security over short-term gains—because we all benefit from preventing loss.
We provide brokers with tailored commercial property insurance solutions that empower you to be the expert partners your clients need. Bringing you first-in-class engineering and underwriting, we build lasting partnerships with consistent large capacity and coverage.
You can trust that your products and services meet the strictest of standards with our independent testing. We've built our internationally recognized certification process on a foundation of science, data, and experience.
We provide you with specialized equipment breakdown reinsurance solutions, backed by a deeply collaborative approach and the comprehensive resources you and your policyholders need.
Stay competitive in today's global economy with our unparalleled protection across the entire commercial shipping process. Your goods are protected by our comprehensive coverage until they arrive safely.
With our unparalleled research and engineering expertise, we provide the insight and guidance that give energy leaders confidence as they encounter a rapidly changing industry.
