Dual delivery

Dual Delivery offers our mutual policyholders the choice to work directly with us or through their broker. This ability to write direct business sets us apart in the property insurance marketplace.

We offer this choice because our clients have asked for it. As a mutual company owned by our policyholders, we are focused on creating strong, enduring client relationships. Whether you prefer direct access or working through a broker, we ensure you receive an exceptionally high level of service and quality insurance products.

Transparent Pricing

FM has straightforward pricing and commission payment practices:

• Our pricing is the same whether you insure through a broker partner or directly with us.
• No matter which distribution channel you select, we’re committed to providing best-in-class products and services that support your business objectives.