proVision® Policy

Manufacturing clients compete in a global market full of both opportunity and risk. As technologies advance and markets become more vast, supply chains become more and more complex. FM Affiliated's account teams help manufacturing clients identify and eliminate property exposures, implement service plans, and craft a policy that will help keep their business operational in the event of a loss.

Real estate owners and managers face the unique challenge of balancing high investor returns and tenant satisfaction. In real estate, every decision has to come from a careful analysis of cost/benefit. And FM Affiliated is all about helping you achieve a long-term competitive advantage. With the Real Estate Endorsement added to our proVision policy, you can be sure you are getting the ideal cost/benefit balance for your real estate business.

Hospitals, nursing homes and other healthcare providers not only face a unique set of exposures, but also contend with unparalleled consequences in the event of a disastrous event. When loss does occur, healthcare providers need to get back to work as soon as possible to provide the necessary care to those in need.

Retail businesses operate in a highly competitive environment. If disaster strikes, property loss can mean a massive loss in profits, and businesses can lose their foothold in the retail market. As a retail business, you rely heavily on a chain of suppliers and distribution networks to keep up with consumer demand.

Schools and universities work hard to provide students with a first-class education in a well-maintained environment. In maintaining a comfortable learning environment for students and educators, higher education institutions have to consider inherent exposures such as seasonal tuition income, personal property of others, research & development, and dozens of additional factors. FM Affiliated has the engineering expertise to help educational institutions identify and eliminate potential property exposures and risk factors.

Condominium associations work hard to provide tenants with fair and individualized consideration while maintaining order and operating in the best interest of the association as a whole. FM Affiliated understands the unique challenges that condo associations face, such as loss of maintenance fees, tenant relocation expenses and emergency evacuation.