Your trusted property insurance partner

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Dive into our thought leadership and Economist Impact's research to uncover how industry leaders are addressing emerging risks across climate, energy and data systems to build a more resilient future.
Your unique needs at the center
You’re focused on growing your business. We’re focused on bringing you property insurance solutions tailored for your business, with industry-specific expertise to help you build resilience and an engineering mindset to help you stay ahead of risk.
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FM
Protecting what matters
With data-backed insights and specialized engineering, our proactive approach to property insurance uniquely enables us to help you prevent loss.
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FM Affiliated
Empowering you as the expert
We partner with brokers for the long term, providing tailored solutions and best-in-class risk engineering services so you can be the expert for your clients.
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FM Approvals
Certification backed by scientific research
We independently test loss prevention products and services – 50,000+ and counting – and certify those that meet globally accepted, practical industry standards.
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FM Boiler Re
Specialized equipment solutions
We provide equipment breakdown reinsurance solutions, backed by a collaborative approach and the comprehensive resources you and your policyholders need.
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FM Cargo
Stable and secure shipment
With our unparalleled coverage across the commercial shipping process, you keep your business moving and supply chains protected from risk.
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FM Renewable Energy
Future-proof your energy needs
Whether you’re just entering the market or expanding your portfolio, we’ll support your journey as you design, build and operate technologies that are built to last.