Solutions

When it comes to your business, you probably hate surprises. So do we. But risk is inherently uncertain. Our unique approach to underwriting allows us to determine precisely what is at risk, so we can help your business be more resilient.

How do we do it? By designing your insurance policy around the reality of engineering and your specific needs. For example, our FM Advantage™ all-risk policy can be custom-tailored to your business needs. Business Interruption coverage through Time Element Select™ gives you a choice of settlement options after a loss has occurred. You can also choose to protect your cargo, machinery and construction projects

Learn how our products move you from risk to resilience.

  • Our policies

    Get broad coverage and flexible policies designed around your specific needs.

  • Services we provide

    Explore loss-prevention programs to manage risk with confidence.

  • Industries

    We specialize in insurance solutions and research for a number of industries.

  • Property insurance

    Your property is our sole focus.

  • Risk management

    Meeting your risk management objectives together.

  • Loss prevention

    Protect your business against common property hazards.

  • Broker partnerships

  • Dual delivery

    FM's Dual Delivery offers policyholders the choice to work directly or through brokers, ensuring exceptional service and transparent pricing. Choose the best path for your business needs.