data center

Annual Report 2024

We see what others don’t.

2024 by the numbers

  • US$26B
    surplus in 2024
  • US$1.4B
    membership credits in 2024
  • US$1.1T
    total loss expectancy reduction in 2024

Outstanding financial performance

  • Total premium chart

  • Expense ratio chart

  • Expense ratio chart

  • loss ratio chart

  • Protection. Partnership. Progress.

    In 2024, FM continued to build on its strong financial standing while delivering positive results for clients, partners and communities. Explore our feature stories to see our client partnerships in action. Download the full report for additional insights and detailed financial results.
    Download the 2024 Annual Report

A mutual commitment to loss prevention

Through collaboration, communication and dedication, we can build resilience together. See how these clients are managing and mitigating risk with FM’s science-backed solutions, engineering expertise and proactive approach.

  • Acushnet Company: Staying the course
    Annual Report video highlighting the relationship between Titleist and FM.
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        Acushnet Company: Staying the course

        Tap into how the maker of Titleist and FootJoy applies decades of risk management to production.

      • BMC Moerdijk: Energy from the unexpected
        Find out how BMC Moerdijk turned a setback into a solution to keep converting waste into power.
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            BMC Moerdijk: Energy from the unexpected

            Find out how BMC Moerdijk turned a setback into a solution to keep converting waste into power.

          • Boralex: A lightning-fast response
            The investigation into a 2020 lightening strike on a Boralex wind turbine leads to important changes to FM's recommendations.
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                Boralex: A lightning-fast response

                Learn how Boralex is setting high standards for addressing turbine and transformer risks.

              • Leading the way

                Read this year’s message from our chairman and chief executive officer and meet FM leaders stepping into key roles. Discover how they’re driving innovation, strengthening resilience and advancing FM’s strategic priorities.
                Read our leadership stories
              • Annual Report download

                Download our 2024 Annual Report

                Explore our insights and performance highlights from the past year. Download our Annual Report for a comprehensive overview and our Financial Report for detailed financial data.

                Download the Report